1. Restricted Activities

You may not use Novac in connection with any product, service, transaction or activity that:

•   violates any law or government regulation, or promotes or facilitates such by third parties;
•   is fraudulent, deceptive, unfair or predatory;
•   causes or threatens reputational damage to us;
•   involves any of the business categories listed below; or
•   results in or creates a significant risk of penalties, damages or other harm or liability.

2. Prohibited Business Types

You may not use Novac in connection with any product, service, transaction or activity that:

•   falls within the Prohibition List of the Nigerian Customs Administration of the Federal Republic of Nigeria
•   relates to the sale and/or purchase of:
  • banned narcotics, steroids, certain controlled substances or other products that present a risk a consumer’s safety;
  • blood, bodily fluids or body parts;
  • counterfeit items;
  • illegal drugs and drug paraphernalia;
  • fireworks, destructive devices and explosives;
  • identity documents, government documents, personal financial records or personal information (in any form, including mailing lists);
  • lottery tickets, sweepstakes entries or slot machines without the required license;
  • offensive material or hate speech or items that promote hate, violence, racial intolerance, or the financial exploitation of a crime;
  • chemicals;
  • stolen property;
  • items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction;
  • sales of currency without appropriate licenses;
  • obscene material or pornography;
  • certain sexually oriented materials or services;
  • certain firearms, firearm parts or accessories, ammunition, weapons or knives;
  • any product or service that is illegal or marketed or sold in such a way as to create liability to Novac; or
  • production of military and paramilitary wears and accoutrement, including those of the Police and the Customs, Immigration and Prison Services.
•   relate to transactions that:
  • support pyramid or Ponzi schemes, matrix programs, other “get rich quick” schemes or multi-level marketing programs;
  • pertain to ammunition and arms; and
  • abet fraud, bribery, corruption, money laundering, human trafficking, child trafficking, terrorism and other predicate offenses.

3. Breach of this policy

When we consider that a breach of this policy has occurred, we may take such action as we deem appropriate. Failure to comply with this policy constitutes a material breach, upon which you are permitted to use, navigate, access or visit our site, and may result in our taking all or any of the following actions:

•   Immediate, temporary or permanent withdrawal of your right to navigate, visit,use or access our site.
•   Immediate, temporary or permanent removal of any content uploaded by you (directly or indirectly) to our site.
•   Issue of a warning to you.
•   Legal proceedings against you for reimbursement of all costs, liabilities, damages, and or claims on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach.
•   Further legal action against you.
•   Disclosure of such information to law enforcement authorities as we reasonably feel is necessary or as required by law.

We exclude our liability for all actions we may take in response to breaches of this acceptable use policy. The actions we may take are not limited to those described above, and we may take any other action we reasonably deem appropriate.